Railroads  & Trolley Insurance - RPCA Endorsed Private Rail Car Insurance Program

 

 

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Aggregate Limits Are Double The Occurrence Limit
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Company is admitted in all states
and Much, Much More

 

Private Railcar Insurance Program

The details of the new program are as follows:

Section I: Liability Insurance Limit ­ Options and Premiums:

Policy Limit Options

 Per Occurrence    1,000,000  2,000,000
 Annual Aggregate    2,000,000  4,000,000
 Moves Per Year:  0-3  $360  $815
   4-7  $940  $1,390
   8-11  $1,595  $2,040
   12-15  $2,350  $2,875
 Each Addt'l car:    $225  $375

(NOTE: Refer to Company Underwriter if number of moves exceeds 15 per year.)

Self-Insured Retention: 5,000 Per Occurrence

Section II: Rolling Stock and Contents Insurance Options:

Members now have the option to include or exclude physical damage coverage. We have also added the option to buy coverage for the contents of the rail cars.

PHYSICAL DAMAGE COVERAGE ON YOUR RAIL CAR AND ITS CONTENTS REQUIRES THAT YOU PURCHASE THE RPCA LIABILITY COVERAGE. YOU MAY ALSO COVER STATIC LOCOMOTIVES. THE RATE IS .60 PER 100 DOLLARS VALUE.

Coverage to be offered at a flat rate of 64 cents per 100 dollars of value with a 1,000 deductible.

How do you enroll for the insurance program? On the attached page, you will find an application and premium calculation worksheet. Please complete the form, calculate your premium and return everything with you check made payable to: HMBD, INC.

RPCA MEMBERSHIP REQUIRED

Download Applications

CONTACT INFORMATION

Jeff Santos jsantos@hmbd.com
Dan Roddy danrod@hmbd.com

Internet: www.hmbd.com
Voice : 800-272-4594
FAX : 562-439-4453

H.M.B.D
3633 East Broadway,
Long Beach , Ca 90803

Please visit our official web site today at www.hmbd.com

 

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