|
Railroads
& Trolley Insurance - Live Steam Clubs |
| Liability
Coverage Details |
|
General
Aggregate Limits
|
$2000,000
|
|
Products-
complete operations Aggregate Limit
|
$1000,000
|
|
Each
Occurrence limit
|
$1000,000
|
|
Personal
& Advertising Injury Limit
|
$1000,000
|
|
Fire
Damage Limit (fire Legal Liability)
|
$
50,000
|
|
Per
Claim Deductible
|
$500
|
Note:
Members
are covered as insured persons, but only with respect to their liability.
For club
activities or activities they
perform on behalf of the
club.
|
Basic
premium
|
$1500
|
|
Surplus
Lines Tax
|
$48.31
|
|
Placement
Fee*
|
$200.00
|
|
Filing
Fee*
|
$200.00
|
|
Broker
Fee*
|
$200.00
|
|
National
Railway Historical
Society
Dues
|
$21.00
|
|
|
|
*
All fees are fully earned and are not refundable
Total liability cost :
2,169.31
Landlords and others may be
covered as additional insured for an additional premium of $51.61
Scottsdale
| Physical Damage
Coverage Details |
|
Physical damage coverage for the locomotives , rolling stock,
building structures or contents valued under
250,000 is available at a
rate of $0.77 per $100 of
replacement value . Limits in excess of
$250,000 must be submitted to the company for pricing and
approval. The deductible is $250 and
the minimum premium is $300.00.
Coverage
is all risk of actual physical loss including : Fire Lightning,
Smoke, Windstorm, And Hail, Vandalism and Malicious Mischief,
theft and Transportation Damage. |
Deductible is $250
Minimum
Limit is $30,770
Minimum
Cost is $300.00
All
coverage are provided by Fireman’s Fund
Railroads Clubs and
NRHS Chapters
Limits
$1,000,000 / $2,000,000 Aggregate
Per Claim Deductible $500
|
Chapters
with No Equipment Annual Premium
|
$775
|
|
Chapters
with 4 or Less Railcars/Locomotives –Annual Premium
|
$1,000
|
|
Chapter
with 5 to 8 Railcars / Locomotives- Annual Premium
|
$1,300
|
|
Chapter
with 9 or more Railcars/ Locomotives- Annual Premium
|
$2,200
|
|
National
Railways Historical Society Associate member dues
|
$21
|
|
Rated
A IX
|
|
Landlords
and others may be covered as additional insured for an additional
Premium
$ 51.61 each.
Download
Application
Visit our official web site today at www.hmbd.com
|
